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    The forgotten middle: Many middle-income seniors will have insufficient resources for housing and health care

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    Author
    Pearson, C.F.
    Quinn, C.C.
    Loganathan, S.
    Date
    2019
    Journal
    Health Affairs
    Publisher
    Project HOPE
    Type
    Article
    
    Metadata
    Show full item record
    See at
    https://doi.org/10.1377/hlthaff.2018.05233
    Abstract
    As people age and require more assistance with daily living and health needs, a range of housing and care options is available. Over the past four decades the market for seniors housing and care-including assisted living and independent living communities-has greatly expanded to accommodate people with more complex needs. These settings provide housing in a community environment that often includes personal care assistance services. Unfortunately, these settings are often out of the financial reach of many of this country's eight million middleincome seniors (those ages seventy-five and older). The private seniors housing industry has generally focused on higher-income people instead. We project that by 2029 there will be 14.4 million middle-income seniors, 60 percent of whom will have mobility limitations and 20 percent of whom will have high health care and functional needs. While many of these seniors will likely need the level of care provided in seniors housing, we project that 54 percent of seniors will not have sufficient financial resources to pay for it. This gap suggests a role for public policy and the private sector in meeting future long-term care and housing needs for middle-income seniors.
    Sponsors
    The National Investment Center for Seniors Housing & Care (NIC) provided a grant to NORC at the University of Chicago to fund this research.
    Keyword
    middle-income seniors
    Health Care Costs
    Housing for the Elderly--economics
    Identifier to cite or link to this item
    https://www.scopus.com/inward/record.uri?eid=2-s2.0-85065453341&doi=10.1377%2fhlthaff.2018.05233&partnerID=40&md5=143d49110607cb4eceb809bdf17ab4d1; http://hdl.handle.net/10713/10782
    ae974a485f413a2113503eed53cd6c53
    10.1377/hlthaff.2018.05233
    Scopus Count
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    UMB Open Access Articles 2019

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